How motoinsure Is Funded

motoinsure is an information site about motorcycle insurance in the United States. It does not sell policies, bind coverage, collect premiums, or hold any insurance license. This page states how the site is funded and what that means for what a reader sees.

No affiliate links, ads, or lead forms

motoinsure carries no affiliate or referral relationships with any carrier or quoting platform. It runs no display advertising, no sponsored placements, and no "get matched" lead-capture forms. It does not earn a commission when a reader leaves the site, and it does not pass a reader's details to a carrier or a broker.

Where a page names a carrier's own quote page, that is a plain reference link to the carrier's published address — the same page a reader would reach by typing the address directly. It carries no tracking parameter and earns the site nothing.

Because there is no commercial relationship to disclose, there is no Federal Trade Commission endorsement disclosure to make. The FTC rule applies to a publisher with a material connection to a product it endorses; motoinsure has no such connection to disclose, and it does not rank or endorse a "best" carrier in the first place.

What independence means here

A site with nothing to sell can say which carrier to skip. motoinsure does not rank carriers or score one insurer against another, so there is no placement, label, or write-up that a carrier could pay to change.

The content runs on external data: financial strength comes from AM Best's published ratings ^{[AM Best, 2025]}, and state rules trace to each state's Department of Insurance or equivalent primary source ^{[National Association of Insurance Commissioners, State Insurance Department Directory, 2025]}. How every figure is sourced is documented on the methodology page.

If that ever changes

If motoinsure ever adds advertising, an affiliate relationship, or any other funding tied to a carrier, this page will say so plainly and an FTC-style disclosure will appear here and inline anywhere a monetized link sits, before that funding goes live — not after.

motoinsure is not a licensed insurance broker, agent, or carrier. Nothing on the site is a quote, a binder, an offer of coverage, or insurance advice. What the site does and refuses to be is on the about page.

Last reviewed

2026-06-04.